Defensive Investments was founded by Wing Commander Pravinkumar Padalkar, a proud Indian Air Force veteran with an illustrious career spanning over two decades. Inspired by visionaries like Charlie Munger, he sought true independence—financial, intellectual, and professional—which led him to voluntarily retire from the forces and pursue his passion full-time.

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Having achieved financial freedom at an early age, he brings over 30 years of personal investing experience in the stock market. Investing isn't just a profession for him—it's a passion. Today, he is a full-time investor, author, and thought leader in the field of finance.

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An alumnus of the prestigious Indian Institute of Science, Bangalore, his academic interests lie in mathematics, economics, and behavioral finance. A voracious reader and insightful writer, he has authored over fifty articles on various financial topics.

 

Just like the battlefield, the stock market is filled with risk, chaos, and uncertainty. As a seasoned defence officer, he is trained for decision-making under uncertainty, an invaluable skill that now helps him navigate volatile markets and build enduring wealth for his clients.

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He holds multiple certifications from NISM, including:

• Mutual Fund Distributor

• Research Analyst

• Retirement Advisor​

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At Defensive Investments, we specialize in managing and growing wealth for High Net-Worth Individuals (HNIs)—but with a distinct philosophy. We focus on two core pillars:

1. Risk Management

2. Behavioral Management

​These principles ensure not only capital growth but also peace of mind.

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Our name stands for trust, honesty, and integrity—values that are the foundation of every relationship we build.

But we don’t expect you to take our word for it.

Talk to us. Meet us. Engage with us.

We’re confident you’ll see the difference—and never regret the decision.

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