Wing Commander Pravinkumar Padalkar

I was fascinated. Here were women juggling jobs, families, and countless responsibilities, yet finding the time and enthusiasm to dress up and celebrate. What amazed me was that this enthusiasm continued despite their exhausting daily routines.

This is how it develops. One day, you discover a stock. You read about it. The story looks fascinating. You study it. Dive deeper. Analyse the numbers. The narrative and the numbers match. All the dots connect. Everything falls into place. Your gut tells you: This is a lifetime opportunity. This is the one. But… somehow, you don’t pull the trigger. You sit. You watch. You wait.

One risk disappears. Another takes its place. That is how markets work. The objective, therefore, is not to build a portfolio for a world without risks. That world does not exist. The objective is to build a portfolio that can survive a world where the risks keep changing. Because the next risk is always around the corner. We don't know its name yet. The risk may change. The risk may move. The risk may take a different form.